XTB Review

Considering XTB for your trading in 2025? Our review breaks down the essential details of this global brokerage, focusing on its strong reputation for safety, massive market presence, and powerful trading software.

Live Spreads: A Look at Their Cost Structure

The primary cost in trading is typically the spread, or the gap between the buy and sell price of an asset. XTB integrates its fees into this variable spread, meaning there are no extra commissions to worry about on standard accounts.

We do not currently have a live data feed from XTB connected to our spread analyser. This means we cannot provide a real-time comparison of their costs versus other brokers. We advise traders to view the pricing directly on XTB's xStation platform for the most accurate information.

Overall Rating: A High Score Backed by Safety

With an impressive above-average overall rating, XTB stands out as a leading choice in the industry. Its perfect 5.0 score for regulation is a key factor, highlighting the company's commitment to security. Being a publicly listed entity with a long history further strengthens its high standing.

Regulations: Trade with a Secure, Multi-Regulated Broker

Company	Licenses & Regulations	Segregated Client Money	Deposit Compensation Scheme	Negative Balance Protection	Rebates	Max. Leverage Retail Clients
XTB Ltd (CY)	Cyprus - CY CYSEC		up to €20,000			30 : 1
XTB Limited (UK)	United Kingdom - UK FCA		up to £85,000			30 : 1
XTB International Limited	Belize - BZ FSC					2000 : 1

Client fund security is a top priority for XTB. The company is authorised by several of the world's most respected financial bodies, including the UK's FCA and Cyprus' CySEC. This framework provides strong investor protection, which includes compensation schemes (up to £85,000 with UK FCA and up to €20,000 with CY CySEC) that safeguard client capital up to specified limits.

Tradable Assets: Extensive Market Access

Traders at XTB get access to a massive selection of markets, with more than 2,100 instruments available. The offering covers CFDs on Forex, Indices, Commodities, and Crypto, alongside the opportunity to invest in real Stocks and ETFs, providing something for every type of trader.

Live Swap Rates: Understanding Overnight Holding Costs

If you hold a CFD trade open overnight, a fee known as swap, or overnight financing fee, will apply. This charge reflects the cost of the leverage used and is a key consideration for swing or position traders. Swaps can be a credit to your account or a charge, depending on the asset class, trade direction (buy or sell) and interest rates for the traded asset.

Currently, our tools do not track live swap rates from XTB. Therefore, we cannot compare their overnight fees against the competition. Traders should consult the instrument details on XTB's platform to find the specific swap rates.

Trading Platforms: The Intuitive xStation 5 Experience

XTB's flagship platform is the custom-built xStation 5. It's designed for performance, offering lightning-fast execution and a suite of powerful analytical tools within a clean, intuitive interface that is easy to master.

Deposit & Withdrawals: Efficient and Modern Funding

XTB makes account funding simple with a range of popular and efficient payment methods. Most deposits are processed instantly and without any fees from the broker's side, which is a great benefit for traders. For a complete overview, you can visit their deposits and withdrawals page.

A quick reminder: Even when a broker doesn't charge a fee, your financial institution (for bank wires) or the e-wallet service itself may have its own charges. Always check with them for any potential costs.

XTB Profile

Segregated Accounts

Islamic Accounts

Accepts Canadian clients

Accepts Japanese Clients

Non expiring demo

Trading API

Cent accounts

Negative balance protection

Social trading

Regulatory deposit insurance

Trailing stops

Bonuses

Interest on margin

Variable spread

For a complete breakdown of XTB's services, check out their profile on RebateKingFX. You'll find details on their corporate history, accepted countries, account currencies, and much more.

XTB Web traffic

Our web traffic data is sourced from SimilarWeb and sums the traffic data of all websites associated with a broker. Organic visits are visits the broker didn't pay for, based on the available data. This data updates once monthly and can be based on data purchased from internet service providers, traffic metrics sourced by a third party such as Google Analytics that the company chooses to share with SimilarWeb, etc.