EBC Financial Group Review

For traders exploring their options in 2025, EBC Financial Group (EBC), founded in 2020, presents itself as a broker with a global reach and oversight from several international financial bodies. This review aims to clearly outline what EBC offers, covering what we know about their pricing, their regulatory standing, and any available feedback from those who have traded with them.

Live Spreads: EBC's Approach to Trade Costs

A fundamental charge in trading is the spread. This is simply the small difference between the price at which an asset can be bought and the price at which it can be sold at that precise moment. EBC provides different account options, Standard and Pro, and the price structure depends on the account chosen.

As live spread information for EBC Financial Group isn't currently linked to our comparison tool, we can't display a direct, real-time comparison of their charges against other brokers here. To understand their actual trading costs, individuals considering EBC should observe the spreads directly on EBC's trading platforms (MT4 or MT5) when the markets are active.

Regulation: FCA & ASIC for Professionals, Offshore for Retail

Company	Licenses & Regulations	Segregated Client Money	Deposit Compensation Scheme	Negative Balance Protection	Rebates	Max. Leverage Retail Clients
EBC Financial Group (Cayman) Limited	Cayman Islands - KY CIMA					500 : 1
EBC Financial Group (UK) Ltd**	United Kingdom - UK FCA					500 : 1
EBC Financial Group (Australia) PTY Ltd*	Australia - AU ASIC					500 : 1
EBC Financial Group (SVG) LLC Saint Vincent and the Grenadines						2000 : 1

EBC Financial Group operates with authorisations from several international financial regulators. EBC Financial Group (UK) Ltd is authorised by the Financial Conduct Authority (FCA) in the UK, and EBC Financial Group (Australia) PTY Ltd is authorised by the Australian Securities and Investments Commission (ASIC). They also maintain a license from CIMA in the Cayman Islands and an entity registered in Saint Vincent and the Grenadines (SVG).

It is crucial for prospective clients to understand that the *UK (FCA) and **Australian (ASIC) authorised entities are specifically for professional clients.

Retail clients considering trading with EBC will generally be onboarded via the entities regulated by CIMA or registered in SVG. As a result, the comprehensive protections typically associated with FCA/ASIC regulation, such as access to the UK's Financial Services Compensation Scheme (FSCS), do not apply to retail clients trading under the CIMA or SVG frameworks.

Available Assets: Trading Forex, Metals, Indices, and Energies

EBC allows clients to trade a selection of popular financial markets. The range of instruments includes forex currency pairs, precious metals like gold and silver, major global stock market indices, and energy products such as oil.

These instruments are usually offered as CFDs (Contracts for Difference). Trading CFDs involves speculating on whether an asset's price will rise or fall, without needing to own the asset itself. This approach allows for the use of leverage, which can amplify potential returns but equally increases potential risks.

Live Swap Rates: Competitive Overnight Holding Costs

Holding a trading position open past the market's daily closing usually means swap rates are applied. Swap rates, or rollover fees, are daily interest adjustments. These can be either a small charge or a credit to your account, and the amount depends on the specific instrument you're trading, whether you are buying or selling, and current interest rates. EBC also makes available swap-free Islamic account options.

The live data presented in the table above showcases EBC Financial Group's current swap rates. When compared with other brokers shown, their charges for holding positions overnight appear quite competitive, particularly for commodity instruments based on the data provided. Swap costs can vary, so it's always wise to check the specific instrument. Bear in mind, a 'triple swap' is usually applied mid-week to cover financing for the weekend. The orange 'Edit' button can be used to customise the swap comparison.

Trading Platforms: Utilising MT4 & MT5

EBC provides its clients with access to the two most widely used trading platforms in the retail forex and CFD industry: MetaTrader 4 (MT4) and MetaTrader 5 (MT5). Both are respected for their charting packages, analytical tools, and the ability to facilitate automated trading using Expert Advisors. These platforms are available as desktop applications, web-based versions, and mobile apps.

Deposits/Withdrawals: Featuring USDT and Regional Options

Funding an EBC account can be accomplished through several common methods. These typically include credit and debit cards, international bank wire transfers, the e-wallet SticPay, China UnionPay for clients in relevant regions, and the Tether (USDT) cryptocurrency.

While EBC may not levy fees themselves for these transactions, it's important to account for potential third-party charges. *Banks involved in wire transfers often apply their own fees. **Transactions with USDT will incur standard crypto network fees.

Always confirm the precise methods available, processing times, and any potential limits directly on the official EBC website before making any transfers.

Leverage: Substantial Leverage via CIMA/SVG Operations

The level of leverage available to traders is determined by the specific EBC entity with which an account is held. Professional clients under the FCA or ASIC entities can apply for leverage up to 1:500. Since retail clients are generally onboarded through the CIMA (Cayman Islands) or SVG registered entities, they can typically access considerably higher leverage levels, potentially reaching up to 1:500 and 1:2000 respectively. It is crucial to remember that high leverage significantly increases market exposure, thereby amplifying both potential profits and losses, making careful risk assessment vital.

EBC Financial Group Profile

24 hour support

Segregated Accounts

Islamic Accounts

Accepts Canadian clients

Accepts Japanese Clients

Non expiring demo

Trading API

Cent accounts

Negative balance protection

Social trading

Regulatory deposit insurance

Trailing stops

Bonuses

Fixed spread

Variable spread

The EBC Financial Group profile on RebateKingFX provides key operational information. This includes their 2020 establishment date, UK head office, various global office locations, the primary account currency (USD), languages for customer support, and the different funding methods and tradable instruments they offer.

EBC Financial Group Web traffic

Our web traffic data is sourced from SimilarWeb and sums the traffic data of all websites associated with a broker. Organic visits are visits the broker didn't pay for, based on the available data. This data updates once monthly and can be based on data purchased from internet service providers, traffic metrics sourced by a third party such as Google Analytics that the company chooses to share with SimilarWeb, etc.

Promotions: Checking for Current Offers

Details regarding specific promotional schemes, such as introductory bonuses or ongoing client reward programmes, are best sourced directly from the broker. Traders interested in finding out about potential offers should visit the promotions area on the official EBC website and ensure they thoroughly review the terms and conditions of any available promotions before participating.