TopFX

Rebates

Review

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Written by Alexandreas Kourris

Edited by David Johnson

Fact checked by Evelina Laurinaityte

Human moderated by Jason Peterson

Last updated July 2025

Advertising disclosure ⇾

TopFX has been a part of the online trading landscape since 2010, providing its services under both European and offshore financial licenses. This 2025 review offers a clear look at their operations, detailing their pricing philosophy, the platforms they offer, and the specifics of their regulatory framework.

Live Spreads: TopFX's Pricing via Zero & Raw Accounts

A primary cost for any trader is the spread, and this is simply the small difference between an asset's immediate buying and selling price. TopFX structures its pricing mainly through two account types: Zero and Raw. With the Zero account, the trading cost is typically built directly into the spread you see, meaning there's usually no extra commission fee per trade. The Raw account, conversely, is designed to offer tighter spreads closer to the core market rates, but this is accompanied by a fixed commission charge for each transaction.

As live spread data for TopFX is not currently integrated into our comparison tool, a direct, real-time cost analysis against other brokers isn't possible here. To get a precise understanding of their pricing, potential clients should observe the live spreads and any associated commissions directly on the TopFX trading platforms (either MT4 or cTrader) during active market hours.

Regulation: EU Oversight via CySEC plus Offshore Options

Company	Licenses & Regulations	Deposit Compensation Scheme	Max. Leverage Retail Clients
TopFX Ltd	Cyprus - CY CYSEC	up to €20,000	30 : 1
TopFX Global Ltd	Seychelles - SC FSA		1000 : 1
TopFX Markets Ltd	Virgin Islands, British - BVI FSC		1000 : 1

TopFX's operations are supervised by several financial authorities. TopFX Ltd is authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC), a key regulator within the European Union. In addition, TopFX Global Ltd is authorised by the Financial Services Authority (FSA) in Seychelles, and TopFX Markets Ltd is licensed by the Financial Services Commission (FSC) in the British Virgin Islands.

This multi-entity setup means clients are onboarded under different regulatory regimes. Clients under CySEC jurisdiction benefit from strict EU financial standards, which include negative balance protection and eligibility for the Investor Compensation Fund (up to €20,000). In contrast, clients registered under the FSA (Seychelles) or FSC (BVI) entities can access substantially higher leverage, but operate outside the specific protective framework and compensation schemes of the EU.

Available Assets: Wide Market Access, Including ETFs & Crypto

Clients of TopFX can access a broad spectrum of financial markets. Their product lineup includes foreign exchange pairs, CFDs on a variety of global company shares, major stock indices, energy products like oil, precious metals, numerous cryptocurrencies, and also exchange-traded funds (ETFs).

Given that specific symbol data is not currently displayed here, it is advisable for clients to consult the TopFX website or their trading platform for a comprehensive and current list of all available instruments. Trading is primarily conducted through CFDs (Contracts for Difference), a method that allows speculation on price movements using leverage, which carries inherent risks.

Live Swap Rates: Daily Adjustments for Overnight Trades

Holding a trading position open from one day to the next usually involves swap rates. These are essentially overnight financing adjustments, which can appear as either a charge or a credit to your account. This is influenced by the instrument being traded, the direction of your trade, and prevailing interest rate differentials. For traders who require it, TopFX provides Islamic accounts that are structured to be swap-free.

Presently, live swap rate data for TopFX is not available for display in our comparison tool. This means a direct assessment of their overnight holding costs against other brokers isn't possible here. Clients should check the specific swap rates for any instrument directly within the MT4 or cTrader platform. As is standard practice, a triple swap adjustment is typically made mid-week (usually Wednesday) to account for holding a position over the weekend.

Trading Platforms: Choice of MT4 and cTrader Suites

Software	Why It's a Good Choice	Things to Be Aware Of
MetaTrader 4 (MT4)	Global standard, very familiar to traders Vast ecosystem of custom tools and EAs Known for its stability and reliability Clear, straightforward interface	Based on older technology Fewer built-in analytical features than cTrader
cTrader	Modern interface with strong market depth views Often favoured for ECN-style trading Features advanced order types Uses the C# language for trade automation	Has a smaller user community than MT4 Fewer third-party robots and indicators available
Mobile Apps (MT4 / cTrader)	Allows for trading and account management on the go Convenient for tracking open positions Supports core order placement functions	Charting is limited by the smaller screen size Fewer analytical tools compared to desktop versions

TopFX offers its clients a choice between two highly respected trading platforms: MetaTrader 4 (MT4) and cTrader. MT4 is the long-established industry favourite, celebrated for its vast ecosystem of automated trading tools (EAs). cTrader is often preferred by traders who value advanced order functionality and a detailed view of market depth. Both platforms are provided for desktop and mobile use.

Deposits/Withdrawals: Huge Range of Payment Methods, inc. Crypto

Method	Processing Times	Stated TopFX Fee	Common Account Currencies
Credit/Debit Card	Instant	None	USD, EUR, GBP
Bank Wire	1-5 Business Days	None*	USD, EUR, GBP
Cryptocurrencies (BTC, ETH, LTC, USDT)	Network Dependent	None**	USD, EUR, GBP (after conversion)
Skrill / Neteller / Perfect Money	Instant	None	USD, EUR, GBP
FasaPay / SticPay / Bitwallet	Instant	None	USD, EUR, GBP
DragonPay / Pix / M-Pesa (Local)	Varies (Often Instant)	None	USD, EUR, GBP / Local Currency
Apple Pay / Google Pay	Instant	None	USD, EUR, GBP

TopFX provides an exceptionally broad selection of methods for funding an account. In addition to standard options like credit/debit cards and bank transfers, they support a multitude of e-wallets (including Skrill, Neteller, and Perfect Money), direct cryptocurrency transfers (for BTC, ETH, LTC, USDT), mobile payment systems (Apple Pay, Google Pay), and a variety of local payment solutions such as DragonPay, Pix, and M-Pesa.

While TopFX itself may not apply direct charges, it's important to remember potential third-party fees. *Intermediary banks may charge for wire transfers. **Cryptocurrency transactions will always incur standard network fees. It is advisable to verify the availability of methods, any limits, and potential costs for your specific region on the official TopFX website.

Leverage: Up to 1:1000 Available via Offshore Entities

The maximum leverage a client can use at TopFX is determined by the regulatory entity they are registered with. Under the CySEC (EU) regulation, leverage for retail clients is capped at 1:30 for major forex pairs. Through their entities regulated by the FSA in Seychelles and the FSC in the BVI, TopFX can offer much higher leverage, up to 1:1000. Utilising such high leverage greatly magnifies market exposure and the associated risks.

TopFX Profile

Company Name	TopFX Global Ltd
Categories	Forex Brokers, Cryptocurrency Brokers, Forex Rebates, Cryptocurrency Rebates
Primary Category	Forex Brokers
Year Founded	2010
Headquarters	Seychelles
Office Locations	Seychelles
Account Currency	EUR, GBP, USD
Support Languages	Arabic, Chinese, English, French, Greek, Hindi, Hungarian, Japanese, Polish, Portuguese, Russian, Spanish, Thai, Turkish, Vietnamese, Urdu, Bahasa (Indonesian)
Funding Methods	Bank Wire, Bitcoin, Credit/Debit Card, FasaPay, Litecoin, Neteller, Perfect Money, Skrill, SticPay, Ethereum, Bitwallet, Tether (USDT), DragonPay, Pix, M-Pesa, Apple Pay, Googlepay
Financial Instruments	Forex, Shares, Indices, Oil/Energies, Cryptocurrencies, Metals, ETFs
Prohibited Countries	Belgium, Canada, Iran, North Korea, Myanmar, United States

24 hour support

Segregated Accounts

Islamic Accounts

Accepts Canadian clients

Accepts Japanese Clients

Non expiring demo

Trading API

Cent accounts

Negative balance protection

Social trading

Regulatory deposit insurance

Trailing stops

Bonuses

Interest on margin

Fixed spread

Variable spread

The TopFX profile on RebateKingFX summarises their key operational information: established in 2010, with regulated entities in Cyprus, Seychelles, and the BVI. It also notes their base account currencies (USD, EUR, GBP), extensive language support, the very wide range of funding methods including crypto, and the types of financial instruments they offer for trading.

TopFX Web traffic

Our web traffic data is sourced from SimilarWeb and sums the traffic data of all websites associated with a broker. Organic visits are visits the broker didn't pay for, based on the available data. This data updates once monthly and can be based on data purchased from internet service providers, traffic metrics sourced by a third party such as Google Analytics that the company chooses to share with SimilarWeb, etc.

Websites	topfx.com
Organic monthly visits	17,929 (99%)
Organic traffic rank	294 out of 1782 (Forex Brokers)
Paid monthly visits	131 (1%)
Total monthly visits	18,060
Bounce rate	0%
Pages per visit	0.00
Average visit duration	00:00:00

Promotions: Checking for Current Bonus Offers

Information on specific promotional campaigns, such as new client bonuses or loyalty programmes, is not detailed in the available profile data. Prospective clients should visit the promotions section of the official TopFX website to see if there are any current offers and to carefully review all associated terms and conditions before participating.

TopFX User Rating

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TopFX Cashback rebates

Setup Cashback

We will beat any competitor offer!*

Cash back rebates are paid per round turn lot unless otherwise specified. 1 Lot = 100,000 base currency units traded.

	Premium MT4
Forex	0.13 Pips
Oil / Energies	$5.85 Per Lot
Metals	Gold $3.90 Per Lot
Indices	USTEC100 $0.65 Per Lot
Cryptocurrencies	BTC $3.25 Per Lot
Payment Options	Monthly Cash Back Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month.

	Premium MT4
Forex	0.13 Pips
Oil / Energies	$5.85 Per Lot
Metals	Gold $3.90 Per Lot
Indices	USTEC100 $0.65 Per Lot
Cryptocurrencies	BTC $3.25 Per Lot
Payment Options	Monthly Cash Back Payments are credited and sent automatically by the 12th day of the month for trades where cashback has been accumulated between the first and the last day of the previous month.

Notes

Rebates are not paid for:

EU residents
trading bonus funds

What are TopFX rebates?

Forex rebates reduce the spread or transaction cost paid by a trader on every trade, whether it’s a win or a loss. Rebate payment are offered in 3 forms including spread and commission reductions, daily trading account deposits, and monthly cash payments via bank wire, Paypal, Skrill and others.

How do TopFX rebates work?

When a trader links their new or existing forex trading account to us, the broker pays us a volume based commission for every trade that's placed. We then pay most of this back to our clients. Unlike a few of our competitors your spreads will never increase as a result of using our service. Instead, you'll pay lower transaction costs and increase your win ratio. Ultimately, you get a better deal working with us than working only with the broker.

How much TopFX rebates can I earn?

Use our forex rebate calculator to estimate your TopFX rebate earnings:

Instrument

Deposit currency

Rebate per lot

Lots traded

You must enter a valid number

EUR.USD 1 Pip Size

Which TopFX rebate program is the best?

Our business model and theme is offering the highest rebate rates at every popular forex broker. We do this by adjusting our rates whenever we find a competitor offering more. Our clients can rest assured they are getting the highest rebates possible combined with the best possible customer support and consistent, timely and accurate rebates.

Will my TopFX spreads increase?

There may be a few scammy forex rebate providers out there that do this but we do not. It would be deceptive, unethical, and totally against our business model, not to mention customers would quickly catch on and write horrible reviews! The easiest way to alleviate such a concern is just ask customer support at TopFX.

How can it be better to work through a 'middle-man' than just working directly with TopFX?

TopFX rebates are similar in nature to a credit card rewards program. Let’s take a Visa credit card for example. When a consumer purchases something using a credit card the vendor incurs a fee of between 1.5% – 3% which they pay to Visa. Many consumers are enrolled in a credit card rewards program and receive approximately 1% cashback reward on any credit card purchase they make. Is it free money? Yes and no. It’s money the consumer would not have received if they were not signed up with the rewards program, however it’s paid for out of fees charged to the vendor who will naturally build such fees into the cost of their products.

A forex rebate provider typically has a contractual relationship with a number of different forex brokers and earns a commission for each trade placed by a trader they refer to the forex broker. The marketing benefits afforded to forex brokers by such a system are substantial, from actual referred clients to branding, added search engine visibility, etc. The rebate provider then pays the client a cash rebate from the commission they earn from the forex broker.

Are TopFX rebates worth the effort?

The biggest obstacle to any forex trader is the cost of the transaction. It may seem small, but in fact it’s the biggest factor that gives the trader less than a 50% chance of winning any particular trade. This seemingly small cost can be devastating when compounded, and in the long term if the trader relies on luck alone they are sure to continually lose on their investment. TopFX rebates reduce the cost of the transaction and increases a trader’s probability of winning. Still, a trader must rely on their trading skill to close the remainder of the gap.

Why don't you offer more forex rebate brokers?

We have chosen to focus on the more reliable, competitive and trustworthy brokers. If we were to add every forex broker that approached us we would have at least several hundred. Currently we have a relationship with all of the most popular broker’s across the globe. As a customer-focused company our paramount concern is that we send clients to broker’s where they will be able to withdraw their funds easily when the time comes; and experience fair trading conditions and good customer service.